Installment Loans in Arizona Briefly Defined
Personal installment loans in Glendale offer a way to cover unexpected expenses with a predictable repayment plan. Some lenders may look beyond credit history if you can show an ability to repay.
Maximum Amount You Can Get From Arizona Installment Loans
The highest amount you can borrow with an installment loan in Arizona ranges from $500 to $35,000.
Arizona Installment Loan Interest Rates
Interest rates for Arizona installment loans range from 35% to 300% APR.
Can You Get an Installment Loan With Bad Credit
Bad credit doesn’t automatically disqualify you from receiving an installment loan in Arizona. Some lenders specialize in operating with borrowers who have less-than-perfect credit.
However, you might get a higher interest rate on your loan if you have bad credit.
How to Get an Installment Loan With Our Third-Party Lenders
If you’re looking for a lender to start the process for an installment loan, you can first complete our online inquiry form. We’ll connect you with a network of third-party lenders who can offer personal loans tailored to your needs.
Review the loan agreement before signing once you’ve matched with a lender. This streamlined process allows you to access funds within 1-2 business days.
Installment Loan Laws in Arizona
The Arizona loan regulation sets two main interest rates for loans.
For one, it’s either the average yield on one-year treasury bills for the week before you were billed or 3% per year (whichever is lower). This rate also applies to court judgments on medical debt.
For all other loans, the interest rate is 10% per year unless a different rate is agreed upon in writing. In that case, any interest rate can be chosen.
Conclusion
Other than payday loans and title loans, online installment loans are a reliable option for Glendale residents needing quick financial assistance. But remember, an installment or payday loan should be used with caution.
You can start by answering our inquiry form to be connected to third-party lenders.
Don’t let financial emergencies derail your plans — get the help you need today.
FAQs
Check out this FAQ section for more relevant information about getting an installment loan in Glendale.
Personal installment loans are unsecured loans repaid in fixed monthly payments. These emergency loans for bad credit are used for personal expenses like medical bills or house repairs.
Credit card loans rely on your existing credit card limit, while installment loans provide a fixed loan amount. Credit card interest rates tend to be more increased than installment loan rates.
Signature installment loans are unsecured loans based solely on your signature and your promise to repay without needing collateral. They are often used for personal emergencies or major purchases.
