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Home > Texas > Denton

Personal Loans Locations in Denton, TX

Applying for a Personal Installment Loan in Denton, Texas

LoanFAP is a direct lender serving residents of Denton, Texas (population about 464,000, Denton County). Apply online in minutes and receive a same-business-day decision.

A personal installment loan is repaid in fixed monthly payments over a set term, so the payment amount and the payoff date are known before you sign. Personal installment lending in Texas is governed by Tex. Fin. Code § 342.201.

Texas Installment Loan Rules — Summary for Denton Borrowers

Up to 30%Max APR (tiered)
$2,500Loan Amount
5 yearsLoan Term
RequiredLender License
No penaltyPrepayment Penalty

A $2,000 loan repaid over 24 months at 18.0% APR runs about $100 a month, or about $2,396 in total.

Texas caps APR in tiers by loan amount — the full schedule is on the Texas loan rules page linked below.

Governing law: Tex. Fin. Code § 342.201

Full Texas installment loan rules → Texas Personal Installment Loan Guide

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